Noddo Partners

Terms and Conditions

  • Last update: 26/05/2026.

These General Conditions (hereinafter, the “Terms and Conditions”) regulate the access to and use of the services offered through the website of Javiera Papic, operating under the commercial trademark Noddo Partners (hereinafter, “the Responsible Party” or “the Controller”).

By accessing this website, requesting information, scheduling a meeting, or completing any of our contact forms, the user (hereinafter, “the User”) agrees to be legally bound by these Terms and Conditions, which hold the force of a contract between the parties.

1. Description of the Service and Website Operation

Javiera Papic, under the commercial firm Noddo Partners, operates within the professional real estate market by presenting investors with various investment and business opportunities developed entirely by third parties.

The website is strictly informational in nature and functions as a structured digital “showcase” or catalog designed for interest generation (leads). Through this platform, the User may request admission into a private and restricted Investors’ Club, where the Responsible Party presents investment projects structured by real estate developers and fund managers with whom prior collaboration agreements are maintained.

Noddo Partners does not provide investment services, financial advice, tax advice, or portfolio management within the meaning of the regulatory framework governing the securities market. Any potential coordination or facilitation of contact with independent lawyers or tax advisors who may provide professional services to the investor is conducted externally. The Responsible Party does not intervene in the content of such advice, assumes no liability whatsoever for it, and receives no remuneration from the investor for this concept.

  • Access without Registration: The website does not require the creation of user accounts, profiles, or passwords. Access to confidential or detailed information regarding assets and projects is provided privately a posteriori, once the User has expressed interest through the enabled forms and the Responsible Party has validated the request.

2. Confidentiality and Non-Circumvention Clause

All information shared by the Responsible Party with the User within the framework of the Investors’ Club or during the presentation of specific business opportunities—including but not limited to: commercial dossiers, exact locations, the identity of developers or managers, blueprints, feasibility studies, and financial projections—is strictly confidential.

The User formally undertakes to:

  1. Not disclose, copy, reproduce, or share such information with any third-party natural or legal persons without the prior, express, and written consent of the Responsible Party.
  2. Not contact, directly or indirectly, the developers, managers, sellers, owners, or promoters of the projects presented by Noddo Partners with the purpose of circumventing its technical or commercial intermediation.

Any breach of these obligations shall entitle the Responsible Party to claim corresponding damages before the competent courts, including loss of profits (lucro cesante) equivalent to the commercial fees or commissions that would have corresponded to the intermediation operation.

Security Notice: For projects involving highly sensitive information or strictly off-market assets, the Responsible Party will require the execution of a specific Non-Disclosure Agreement (NDA) signed via electronic means as a mandatory and prerequisite condition prior to the delivery of the corresponding dossier.

3. Remuneration Model and Transparency

In compliance with the principles of transparency and contractual good faith, the User is explicitly informed that Noddo Partners receives its economic remuneration exclusively from the real estate developers and fund managers with whom it maintains active collaboration agreements. Said remuneration is structured via a commercial commission directly linked to the capital effectively raised and formalized in each project.

The User or investor does not pay any amount to the Responsible Party for the presentation of opportunities or for the informational use of this website. This circumstance is disclosed openly so that the User can assess the commercial context in which they receive the project information.

4. Payments and Meeting Management

As a general rule, the Noddo Partners website does not process economic transactions, payment gateways, or direct charges for the reservation, purchase, or investment in real estate assets or other instruments.

If, within the scope of the Investors’ Club, the User wishes to be placed in contact with independent lawyers or tax advisors to analyze the viability of their operations, they may schedule an initial introductory meeting through the integrated tool Calendly. Any subsequent hiring of professional services shall be formalized and settled directly between the User and the corresponding independent professional, without any economic, legal, or contractual intervention by Noddo Partners.

5. Legal Structure of the Investment

The User explicitly acknowledges, understands, and accepts that:

  • Noddo Partners acts exclusively as a presenter of the commercial contact (lead) between the parties.
  • The definitive investment contract, subscription of shares, participative loan, joint venture agreement, public deed of sale, or any other equivalent instrument is formalized directly and exclusively between the investor (the User) and the developer or manager of the selected project.
  • Funds and capital intended for investment do not transit at any time through the bank accounts of the Responsible Party, but are instead transferred directly to the deposit or escrow accounts formally designated by the developer or manager.
  • The Responsible Party does not provide custody, deposit, administration, or management services for the invested funds.

6. Client Profile: Consumer Users (B2C) and Professionals (B2B)

The Responsible Party may interact with both private clients acting outside their commercial or professional scope (consumers) and companies, corporate vehicles, family offices, or sector professionals (B2B investors).

  • Consumers (B2C): When the User acts under the legal status of a consumer, they shall enjoy all the rights granted by Royal Legislative Decree 1/2007 (General Law for the Defense of Consumers and Users) in Spain, under the terms and within the limits established by said legislation for informational intermediation relationships.
  • Professionals (B2B): When the User operates as a business, sector professional, or institutional investor acting within their corporate, commercial, or investment scope, the legal relationship shall be governed exclusively by the Spanish Commercial Code, civil legislation, and the private pacts executed, with specific consumer protection regulations being non-applicable.

7. Informational Nature and Exclusion of Advice

All information, presentations, audiovisual material, communications, or dossiers provided by the Responsible Party in relation to business opportunities are exclusively for informational, orientational, and preliminary purposes. Under no circumstances do they constitute: a public offering of securities, a personalized investment recommendation, a financial or tax advisory service, or an invitation or solicitation to subscribe to, purchase, or exchange financial instruments of any kind.

Profitability projections, timelines, returns (ROI, IRR), or financial figures presented are mere estimates provided under the sole responsibility of the developer or manager of the specific project, based on their own market analysis and business assumptions, and do not in any way constitute a guarantee or promise of future performance by the Responsible Party.

Every investment in the real estate or business market carries inherent risks, including the risk of total loss of the invested capital. The final decision to invest, the technical analysis of risk, and the determination of the appropriateness of the investment are the sole and sovereign responsibility of the investor, who must rely on their own independent legal, tax, and financial advisors before making any economic decision.

8. Accuracy of Real Estate and Project Information

The Responsible Party makes reasonable efforts to keep the information on the website and its information channels updated and accurate. However, given that operations occur within dynamic markets and rely entirely on data supplied by third-party developers and promoters, the Responsible Party does not guarantee the absolute accuracy, veracity, or completeness of such data. All commercial information is subject to omissions, price changes, market fluctuations, technical modifications in the projects, or prior sale without prior notice.

9. Limitation of Liability

To the maximum extent permitted by applicable Spanish legislation, the Responsible Party shall assume no liability whatsoever for:

  1. Investment or divestment decisions made by the User based partially or entirely on the informational material of the website or commercial dossiers.
  2. The profitability, dividends, returns, losses, or any actual economic result derived from the investments made by the User.
  3. The veracity, accuracy, completeness, or lack of updating of the technical, legal, or financial information provided by the developers or managers of the presented projects.
  4. Contractual breaches, delays in asset delivery, bankruptcies, hidden defects, or construction flaws attributable to the developer or manager of the project.
  5. Technical KYC (Know Your Customer), KYB (Know Your Business), and Anti-Money Laundering (AML) processes, the legal compliance of which falls solely and exclusively upon the corresponding developer or management entity.
  6. The content, scope, or consequences of the professional advice provided by the referenced independent lawyers or tax advisors, as well as the tax effects that investments may generate in the User’s jurisdiction of residence.
  7. Technical failures, operational interruptions, or downtime of third-party tools integrated into the website (such as Calendly, Elementor forms, or mail servers) that temporarily prevent communication or the scheduling of meetings.

10. Modifications to the Terms

The Responsible Party reserves the unilateral right to update, modify, correct, or replace any of the clauses of these Terms and Conditions at any time, in order to adapt them to legislative developments, jurisprudence, or changes in its operational structure. Modifications shall take effect immediately upon their publication on the website. The User is recommended to review this section periodically.

11. Applicable Law and Jurisdiction

These Terms and Conditions, as well as any contractual or extra-contractual dispute that may arise from their application, execution, or interpretation, shall be governed exclusively by the laws of Spain.

For the resolution of any conflict derived from this document, and provided that the applicable legislation so permits (especially in B2B commercial relationships), both parties expressly submit, waiving any other jurisdiction that may correspond to them, to the jurisdiction of the Courts and Tribunals of the city of Barcelona (Spain). In the case of Users who unequivocally hold the legal status of consumers (B2C), the competent courts shall be those corresponding to the consumer’s legal residence.